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At 1st Global, the cornerstone of our corporate philosophy is the belief in comprehensive wealth management, a holistic approach to financial services. Following this model, you do more for your clients by understanding how all the pieces of their financial puzzle fit and work together.
 This philosophy is symbolized by the Method 10™, which describes the ten key areas of wealth management that encompass comprehensive financial services.
To find out more on Method 10™ click here or on the image to the left .
As an independent advisor partnering with 1st Global, you have the freedom to choose the right solutions for your clients without pressure to promote or push proprietary products.
1st Global provides access to a large number of investment companies. With this flexibility, you are able to offer your clients a full range of financial services, including:
Securities Brokerage Services
1st Global Capital Corp. offers wide-ranging access to information, a diverse portfolio of financial products, premium services and advanced technology that enables advisors to meet each unique client need. Securities brokerage services include:
- Comprehensive access to financial products: stocks, bonds, CDs, mutual funds and variable annuities
- Consolidated client statements and year-end tax reports that are simple and easy to understand
- Brokerage account VIP privileges, including unlimited check writing, VISA platinum debit/ATM cards, and automatic investment features
- Online access for clients to view their brokerage accounts
- World-class compliance support
- Dedication to excellence in customer service
Insurance Services
As an integral and often overlooked part of a comprehensive financial plan, insurance solutions address many individual and business needs such as:
- Asset protection
- Business succession
- Estate planning
- Non-qualified retirement strategies
- Disability
- Long-term care
1st Global Insurance Services offers access to over 80 different insurance companies so you can select from a variety of solutions for your clients’ various and specific needs.
Retirement Planning Services
There is something especially rewarding about helping individuals plan for a financially secure, comfortable and dignified retirement. 1st Global offers a full range of retirement planning solutions, including IRAs, 401(k)s, variable annuities, and more.
Fee-based 401(k)
1st Global Advisors, Inc. offers several 401(k) retirement solutions for your business clients including both fee-based and commission-based products. Our CompassGOLD platform offers a range of plan designs plus a choice of either full service plan administration (with 1st Global as TPA) or record-keeping function only (outside TPA) models. Plan sponsors can offer their employee participants a wide variety of investment options within our multi-fund family platform as well as a comprehensive enrollment campaign. Participants, plan sponsors and advisors all have direct access to 1st Global Retirement Services staff for professional assistance.
Online technology delivers:
- Advisor site for retirement plan information
- Online loan and distribution planning services
- Ad hoc plan sponsor and participant level reporting
- Online prospectuses and Morningstar data
Fee-based Asset Management
1st Global's Investment Management Solutions (IMS) program is designed to provide your clients with an orderly, disciplined approach to the investment process. IMS offers a personalized program for investing, with customized portfolios, access to world-class asset managers and consolidated account performance reporting-all the elements you and your clients need to help preserve and grow wealth while managing for acceptable levels of risk.
Building on the foundation of the professional relationship between you and your client, IMS offers the added value of a disciplined investment program featuring:
- A personal investment strategy built around your client's unique goals, time horizon and tolerance for market volatility
- A written Investment Policy Statement that establishes guidelines on how your client's portfolio will be managed
- Access to the resources and skills of prominent professional investment managers
- Comprehensive, detailed quarterly performance reports
- 1st Global's DALBAR award-winning service to support you
Fixed Income
Investing in Fixed Income can serve an integral role in achieving the results your clients desire from their portfolio. The Fixed Income Desk at 1st Global has a team of experienced Fixed Income Traders that can assist you with planning and implementing a Fixed Income strategy that is specifically tailored to your clients financial needs. Some of the most important services we provide include:
- Executing all of your Fixed Income orders in a timely and accurate manner
- Preparing customized bond ladders and portfolios that fit your clients needs
- Providing analysis and recommendations on your clients existing bond positions
- Serving as a resource and contact for all of your Fixed Income related questions and needs
Premier Provider Programs
Mutual Funds
1st Global Capital Corp. ("1st Global") offers many mutual funds to investors. We believe it is important that our registered representatives evaluate these funds in order to assist investors in selecting those that best meet their needs. We currently offer mutual funds sponsored by more than 100 companies. Because there are more than 8,000 mutual funds available for sale in the United States, we focus on a select group of some of the largest and most well-known mutual fund families that offer a broad spectrum of investment products. This group of fund families has greater access to our representatives to provide training and other educational presentations and product information so that they can serve investors better. These fund families are participating in our Premier Partner Program.
The following fund families currently participate in the Premier Partner Program: AIM, Fidelity Funds, John Hancock, Oppenheimer, Phoenix Funds and Prudential Investments, LLC.
In addition to the customary sales charges in connection with sales of mutual funds, Premier Partners make payments to 1st Global to participate in the program. First, 1st Global receives a payment of up to 0.68 percent (68 basis points) of an investor's total purchase amount of a mutual fund through a 1st Global registered representative (the "Gross Sales Payment"). If, for example, an investor invested $10,000 in a fund, 1st Global would be paid up to $68. Second, for as long as the investor holds that fund or another fund within the same fund family into which he or she has exchanged, 1st Global will receive an additional payment, paid quarterly, of up to 0.1 percent (ten basis points) per year of the amount held (the "Assets Under Management Payment"). For example, on a $10,000 holding 0.1 percent is $10. Third, 1st Global receives flat amount payments of up to $27,000 per year (“Flat Amount Payment”). These payments are made by the mutual fund's distributor, investment advisor or other related entity. The participants in the Premier Partner Program and/or their affiliates make aggregate payments based on the formula set forth above.
Registered representatives of 1st Global do not receive additional selling compensation in connection with sales of mutual funds offered by our Premier Partners, as opposed to other mutual fund families.
Variable Annuity Products
We currently offer variable annuities issued by approximately 45 sponsors. Because of the large number of companies offering these products, we have chosen to focus on a select group of some of the largest and best known, which offer a broad array of products and options. These companies have greater access to our representatives to provide educational and training opportunities. These companies are participating in our Premier Partner Program.
At present, the variable annuity issuers that participate in the Premier Partner Program include the following companies: AXA, Guardian, John Hancock, Nationwide, Penn Mutual and Phoenix.
In addition to the customary sales charges in connection with sales of variable annuities, Premier Partners make payments to 1st Global to participate in the program. 1st Global receives a payment of up to 0.25 percent (25 basis points) of an investor's total deposit into a variable contract (the "Gross Sales Payment"). If, for example, an investor makes a deposit of $10,000, 1st Global would receive up to $25.00. In addition, 1st Global receives flat amount payments of up to $42,000 per year (“Flat Amount Payment”).
1st Global representatives do not receive a greater or lesser commission in connection with sales of variable annuities contracts by Premier Partners as distinct from other annuity companies.
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